EPF: How can you check outstanding balance with or without UAN?

EPF: How can you check outstanding balance with or without UAN?

Employees’ Provident Fund, or EPF, is an extremely useful social security scheme for employees – both blue and white collar – working anywhere in India for any firm that employs 20 or more persons. Since the amount accumulated in the EPF account is supposed to rise every month, an employee should regularly check the flow in it.

There are a few ways of checking the balance in your EPF account. You can check the account at any time since most of the ways are online and free of charge. Let’s have a look at each of them. But first and foremost, you should know your UAN (Universal Account Number).

What is UAN?

The UAN is a number that carries great significance for an employee who has an EPF account. It is a 12-digit number that is assigned by the EPFO (Employee Provident Fund) and remains unchanged throughout his/her life like the Permanent Account Number or PAN.

If a person changes jobs, he/she carries the UAN to the new employer. The UAN is mentioned in the salary slip that is issued by a company every month to an employee.

EPF balance check via UMANG app

The most convenient way to check the balance in the EPF account is perhaps to try the UMANG app. It can be downloaded on your mobile phone. One can enter this app using one’s UAN and a One Time Password that will be sent to your phone. After logging in, one can click on Employee Centric Services and then select View Passbook to know the outstanding amount.

Visit EPFO portal

You can log into the EPFO portal. This too will require the UAN and password that has to be set. The account statement can be downloaded from the portal for reference.

SMS, missed call

If you want to check EPF outstanding amount in this way, your mobile number has to be linked with your UAN. If they are linked, you could call 9966044425 from the mobile number registered with EPFO. The call will get disconnected and the details will be sent by sms. One can also send an SMS to 7738299899 in the format EPFOHO UAN <Language Code>.

 The amount deposited in the Employees’ Provident Fund account goes up every month with contributions from both the employer and employee.  Personal Finance Business News – Personal Finance News, Share Market News, BSE/NSE News, Stock Exchange News Today