New Delhi: It is a bank holiday today Saturday, November 2, 2024, on the occasion of Diwali/ Bali Pratipada. According to RBI’s monthly holiday calendar banks will remain closed on Saturday for the observance of these festivals. To be sure, this affects branch banking and not online and ATM-based services. November will see bank holidays for 13 days this month.
RBI classifies holidays under 3 categories: Holidays under the Negotiable Instruments Act, holidays under the Negotiable Instruments Act and RTGS, as well as closing of accounts.
Banks Holidays in November 2024
Holiday
Date
Diwali Amavasya (Laxmi Pujan)/Deepawali/Kut/Kannada Rajyothsava/Govardhan Pooja
1
Diwali (Bali Pratipada)/Balipadyami/Laxmi Puja (Deepawali)/Govardhan Pooja/Vikram Samvant New Year Day
2
Chhath (Evening Arghya)
7
Chhath (Morning Arghya)/Wangala Festival
8
Egaas-Bagwaal
12
Guru Nanak Jayanti/Karthika Purnima/Rahas Purnima
15
Kanakadasa Jayanti
18
Seng Kutsnem
23
It should be noted that only certain states are expected to have bank holidays on the above dates. While Diwali and Bali Pratipada are celebrated across the country, some states have bank holidays in observance of specific festivals.
Apart from this list, banks are also closed on the second and fourth Saturday of each month apart from all Sundays. This means that banks will remain closed on November 9, 2024, and November 23, 2024, which are the 2nd and 4th Saturdays of the month. Banks will also remain closed on four Sundays dated November 3, 10, 17, and 24.
Bank working days in November 2024
Banks across India will be completely open for branch work on these days:
S. No.
Date
1
November 4
2
November 5
3
November 6
4
November 11
5
November 16
6
November 25
7
November 26
8
November 27
9
November 28
10
November 29
11
November 30
How to conduct transactions on bank holidays?
Bank accountholders need not be worried about how to carry out banking transactions on branch holidays. They can visit their nearest ATM to withdraw cash nd access other services. Moreover, having log in credentials for online or mobile-based banking will also come in handy for customers since these platforms allow customers to carry out most transactions in a seamless manner.
Bank branches are likely to remain closed in some states on November 2, 2024, for Diwali. Check full list of bank holidays. Personal Finance Business News – Personal Finance News, Share Market News, BSE/NSE News, Stock Exchange News Today
