New Delhi: Systematic Investment Plan, or SIP, in Mutual Funds has turned to be the new favourite investment choice among the masses in the country. People of every age group are getting inclined towards the SIP mode of investment as experts believe that the rate of returns are better than fixed deposits or other investment schemes available in the market. However, it may be noted that Mutual Fund SIPs are stock market-oriented investments and returns depend on the market condition.
Crores of people are investing in SIPs as they are easier to manage and there is no fixed time duration. One can invest according to their own convenience. Even the monthly investment amount is not fixed and one can change it according to their plans.
After recording huge investments in 2023, the mutual fund industry registered a record Rs 17 lakh crore surge in assets in 2024. Association of Mutual Funds of India (Amfi) data showed that the Mutual Fund deposits lifted the industry’s assets under management (AUM) to a record high of Rs 68 lakh crore by November 2024-end. Importantly, despite volatility in the stock market, December 2024 recorded Rs 41,156 crore fund inflows into mutual funds’ equity schemes.
In this article let’s take some monetary examples to see what could be the expected returns in the long run. We used a SIP calculator of www.mutualfundssahihai.com to calculate the returns of SIP investment. Majority of the mutual fund industry experts calculate the returns on 12 per cent estimates.
Monthly SIP Amount: Rs 25,000
Expected Rate of Return (p.a.): 12 percent
Investment Duration (In Years): 15
Your investment: Rs 45 lakhs
Future value of your investment: Rs 1.26 crore
Monthly SIP Amount: Rs 40,000
Expected Rate of Return (p.a.): 12 percent
Investment Duration (In Years): 15
Your investment: Rs 72 lakhs
Future value of your investment: Rs 2.06 crore
(Disclaimer: This article is only meant to provide information. News9 does not recommend buying or selling shares or subscriptions of any IPO, Mutual Funds and crypto assets.)
Systematic Investment Plans (SIPs) in mutual funds are gaining immense popularity. This article explores the potential returns of SIPs through examples using a SIP calculator, showcasing how regular investments, even modest amounts like Rs 25,000 monthly, can accumulate substantial wealth (Rs 1.26 crore over 15 years at a 12% return). Personal Finance Business News – Personal Finance News, Share Market News, BSE/NSE News, Stock Exchange News Today
