Employees’ Provident Fund Organisation (EPFO) is one of the most critically important institutions for employees across India. The EPFO manages their provident fund contributions and when they retire, they are provided a lump sum amount of money plus a pension to take care of most of their requirements. Notably, for pensioners keeping the flow of the money from EPFO going is critically important and for that, there are certain requirements. Among them, an important one is about submitting proof of life. While earlier, pensioners were required to physically visit and submit physical life certificate, which was a painful process for many, now, there is no need to do so. Pensioners can use the EPFO digital life certificate submission face authentication technology-based process and that too from their homes. Considering that there are as many as 78 lakh pensioners, it can be imagined how much relief they must have got from this EPFO feature.
In fact, there is another system that is also in place and this consisted of biometric authentication for EPS pensioners and required them to physically visit a branch of a bank, post office, Common Service Centre or an EPFO office. The requirement was for them to get their fingerprint/iris captured by devices available there.
EPFO facial authentication technology
Now, the EPFO digital life submission system has moved further as technology has progressed and the use of facial authentication technology allows EPS pensioners to submit their digital life certificates from home. This face recognition technology can be used for proof of life certificate. In this EPFO has made possible the use of any Android smartphone whose camera can do a facial scan. Notably, this authentication is powered by the Aadhaar database using UIDAI’s Face Recognition App.
The number of pensioners using this facial recognition tech has risen phenomenally from 2.1 lakh pensioners in 2022-23 to 6.6 lakh in 2023-24. This is a 200% year-on-year growth.
How you can use the EPFO facial authentication technology
1. Instal two apps – Aadhaar Face RD and Jeevan Pramaan on smartphones.
2. The operator authentication is carried out through Aadhaar linked mobiles numbers.
3. Process is explained in the Apps to ensure a successful face scan.
4. Once the scan is completed, the digital life certificate submission is confirmed on the mobile screen along with the Jeevan Pramaan ID and PPO number
All of this can be done from the comfort of home without spending much time or effort. Still, in case further explanations are required, pensioners can easily find out the details through a video available available on official YouTube handle of EPFO @SOCIALEPFO.
EPFO digital life certificate has become a boon for pensioners as they no longer have to visit bank branches or post offices to submit proof of life because of the face authentication technology. Personal Finance Business News – Personal Finance News, Share Market News, BSE/NSE News, Stock Exchange News Today