New Delhi: Fixed Deposits are considered to be one of the safest and secured investment options in the country as the plans offer guaranteed returns. Indian Bank has launched two new Fixed Deposit schemes – IND Secure and IND Green FD.
Indian Bank launched the IND Secure FD scheme from May 8, 2025. The lender has allowed customers to make investments ranging from Rs 1,000 to Rs 3 crore. The particular fixed deposit scheme can be availed till September 30, 2025. The bank has announced to give interest at a rate of 7.15 percent to the general public, 7.65 percent to senior citizens and 7.90 percent to super senior citizens.
| Category | Interest Rate |
| General Public | 7.15% |
| Senior Citizen | 7.65% |
| Super Senior Citizen | 7.90% |
IND Green FD Scheme
Indian Bank has introduced another fixed deposit scheme – IND Green with an objective to promote continuous growth. It provides guaranteed returns on investments ranging from Rs 1,000 to less than Rs 3 crore for a maturity period of 555 days. Green Retail Term Deposit Product ‘IND GREEN’ was introduced in the market on March 26, 2025. to “promote sustainable development while providing guaranteed returns with investment starting from Rs.1000 to less than 3 Crore for a maturity tenor of 555 days in the form of FD/MMD with callable options.”
On IND Green, Indian Bank is offering 6.80 percent interest rate to general citizens, 7.30 per cent to senior citizens and 7.55 per cent to very senior citizens. Meanwhile, the lender has discontinued two fixed deposit schemes, which include IND Super 400 Days and IND Supreme 300 Days Retail Term Deposit.
The bank has mentioned it holds the right to extend/ withdraw the facility in full or in part at its discretion at any time in future.
| Category | Interest Rate |
| General Public | 6.80% |
| Senior Citizen | 7.30% |
| Super Senior Citizen | 7.55% |
Indian Bank’s Interest Rates for Bulk Term Deposits (Rs 3 Cr – Rs 5 Cr)
| Period | Callable Deposits (Returns) | Non callable Deposit Returns |
| 7 days to 14 days | 5 | 5 |
| 15 days to 29 days | 5 | 5 |
| 30 days to 45 days | 5.5 | 5.5 |
| 46 days to 90 days | 5.75 | 5.75 |
| 91 days to 120 days | 6 | 6 |
| 121 days to 180 days | 6.25 | 6.25 |
| 181 days to less than 9 months | 6.5 | 6.5 |
| 9 months to less than 1 year | 6.5 | 6.5 |
| 1 year | 6.75 | 6.75 |
| Above 1 year to less than 2 years | 6.5 | 6.5 |
| 2 years to less than 3 years | 6.25 | 6.25 |
| 3 years to less than 5 years | 6 | 6 |
| 5 year | 6 | 6 |
| Above 5 years | 6 | 6 |
Indian Banks offers two special Fixed Deposit schemes – IND Secure and IND Green Fixed Deposit. Personal Finance Business News – Personal Finance News, Share Market News, BSE/NSE News, Stock Exchange News Today
