8th Pay Commission: Know the difference between UPS and NPS

8th Pay Commission: Know the difference between UPS and NPS The Indian government’s implementation of the Unified Pension Scheme (UPS) from April 1, 2025, following the 8th Pay Commission, offers government employees a choice between UPS and NPS. UPS guarantees a minimum pension, inflation adjustments, and medical benefits, unlike the market-linked NPS.

F&O ban list today: List of shares banned by NSE

F&O ban list today: List of shares banned by NSE The NSE has banned the following stocks in the futures and options (F&O) segment for January 27, 2025 -Aditya Birla Fashion and Retail, Bandhan Bank, Can Fin Homes, Dixon Technologies, IndiaMART Intermesh,
L&T Finance, Manappuram Finance, Mahanagar Gas, and Punjab National Bank.

Instant credit cards: What are they and who can get one? Need to wait no more

Instant credit cards: What are they and who can get one? Need to wait no more The usage of credit cards is showing a continuous and steep uptrend in India. While the physical delivery of a credit card needs a few days for the application to be processed, approved, the card printed and delivered, banks have devised a smart way of enabling the applicant to start spending on the card straight away (provided he/she is found credit worthy).

Fixed income instruments: You are 40 and have Rs 100, where to invest; expert explains

Fixed income instruments: You are 40 and have Rs 100, where to invest; expert explains Every investment strategist warns against putting all the eggs in one basket, irrespective of age. Suresh Darak, founder, Bondbazaar told News9live invoked “Rule of 100” to explain how much should one invest in fixed income instruments. Despite the dazzling returns provided by equities and equity-linked mutual funds till recently, none should put all their eggs in that basket but have a more matured view of their portfolio, he advocates.

Maha Kumbh Mela drives operations surge on Eastern Dedicated Freight Corridor

Maha Kumbh Mela drives operations surge on Eastern Dedicated Freight Corridor To accommodate the massive influx of pilgrims for the Maha Kumbh Mela in Prayagraj, Indian Railways strategically shifted 80 per cent of North Central Railway’s freight trains to the Eastern Dedicated Freight Corridor (EDFC). The EDFC, stretching 1337 km, carries essential goods like coal and food grains, connecting via feeder lines to the main railway network.