New Delhi: Amid the Stock market volatility, if you are looking for a secure option with a guaranteed return. Then, investing in Fixed deposits can be a good option for you. FD interest rates do not change within a tenure. There are many private banks who are offering high rates of interest on FD to attract customers. Banks like HDFC Bank, ICICI Bank, and Axis Bank are offering interest rate of up to 7.85 percent to their depositors. Let’s look at a detailed comparison of the latest FD rates of HDFC Bank, ICICI Bank, and Axis Bank.
Axis Bank FD Rates
Axis Bank is offering the highest interest rate of 7.85 percent to senior citizens on 17 months to 18 months FD. General Citizens will get an interest rate of 7.20 percent on the same tenure.
Tenure
General Citizen
Senior Citizen
7 – 14 days
3.00%
3.50%
15 – 29 days
3.00%
3.50%
30 – 45 days
3.50%
4.00%
46 – 60 days
4.25%
4.75%
61 days < 3 months
4.50%
5.00%
3 months – 3 months 24 days
4.75%
5.25%
3 months 25 days < 4 months
4.75%
5.25%
4 months < 5 months
4.75%
5.25%
5 months < 6 months
4.75%
5.25%
6 months < 7 months
5.75%
6.25%
7 months < 8 months
5.75%
6.25%
8 months < 9 months
5.75%
6.25%
9 months < 10 months
6.00%
6.50%
10 months < 11 months
6.00%
6.50%
11 months – 11 months 24 days
6.00%
6.50%
11 months 25 days < 1 year
6.00%
6.50%
1 year – 1 year 4 days
6.70%
7.20%
1 year 5 days – 1 year 10 days
6.70%
7.20%
1 year 11 days – 1 year 24 days
6.70%
7.20%
1 year 25 days < 13 months
6.70%
7.20%
13 months < 14 months
6.70%
7.20%
14 months < 15 months
6.70%
7.20%
15 months < 16 months
7.10%
7.60%
16 months < 17 months
7.10%
7.60%
17 months < 18 months
7.20%
7.85%
18 Months < 2 years
7.10%
7.60%
2 years < 30 months
7.10%
7.60%
30 months < 3 years
7.10%
7.60%
3 years < 5 years
7.10%
7.60%
5 years to 10 years
7.00%
7.75%
HDFC Bank FD Rates
HDFC Bank is offering its highest interest rate on 2 Years 11 Months – 35 Months FD. General Citizens will earn an interest rate of 7.15 percent while senior citizens will receive 7.65 percent interest rate.
Tenure
General Citizen
Senior Citizen
7 – 14 days
3.00%
3.50%
15 – 29 days
3.00%
3.50%
30 – 45 days
3.50%
4.00%
46 – 60 days
4.50%
5.00%
61 – 89 days
4.50%
5.00%
90 days < = 6 months
4.50%
5.00%
6 months 1 days < = 9 months
5.75%
6.25%
9 months 1 day to < 1 year
6.00%
6.50%
1 year to < 15 months
6.60%
7.10%
15 months to < 18 months
7.10%
7.60%
18 months to < 21 months
7.25%
7.75%
21 months – 2 years
7.00%
7.50%
2 Years 1 day to < 2 Year 11 Months
7.00%
7.50%
2 Years 11 Months – 35 Months
7.15%
7.65%
2 Years 11 Months 1 day < = 3 Year
7.00%
7.50%
3 Years 1 day to < 4 Years 7 Months
7.00%
7.50%
4 Year 7 Months – 55 months
7.20%
7.70%
4 Year 7 Months 1 day < = 5 Years
7.00%
7.50%
5 Years 1 day – 10 Years
7.00%
7.50%
ICICI Bank
ICICI Bank is offering its highest interest rate of 7.20% on two FDs. You can open an FD with Axis Bank for 15 months to < 18 months or for 18 months to 2 years to receive this interest rate. As per the website of ICICI Bank, senior Citizens will get an additional interest rate of 5 basis points over & above the existing 50 bps on FDs for these tenures. On FD for tenure 5 years and above Senior Citizens will be offered an interest rate of 10 bps over & above the existing 50 bps. Rest, on all FDs, senior citizens will earn an additional interest rate of 50 basis points on the interest rate offered to general citizens.
Tenure
General Citizens
7 days to 14 days
3.00%
15 days to 29 days
3.00%
30 days to 45 days
3.50%
46 days to 60 days
4.25%
61 days to 90 days
4.50%
91 days to 120 days
4.75%
121 days to 150 days
4.75%
151 days to 184 days
4.75%
185 days to 210 days
5.75%
211 days to 270 days
5.75%
271 days to 289 days
6.00%
290 days to less than 1 year
6.00%
1 year to 389 days
6.70%
390 days to < 15 months
6.70%
15 months to < 18 months
7.20%
18 months to 2 years
7.20%
2 years 1 day to 3 years
7.00%
3 years 1 day to 5 years
7.00%
5 years 1 day to 10 years
6.90%
5 Years (80C FD) – Max to Rs.1.50 lac
7.00%
Disclaimer: All the interest rates are taken from the respective bank’s websites for deposits of less than 2 crore.
HDFC Bank, ICICI Bank, Axis Bank FD rates 2024: Banks like HDFC Bank, ICICI Bank and Axis Bank are offering interest rate up to 7.85 percent to its depositors. Let’s look at a detailed comparison of latest FD rates of HDFC Bank, ICICI Bank and Axis Bank. Personal Finance Business News – Personal Finance News, Share Market News, BSE/NSE News, Stock Exchange News Today
