New Delhi: Saving money is not enough, you should also invest it and the higher interest rate you can safely get, is the better. If you are a beginner and confused among various investment options available in the market. Then you can start investing in fixed deposits. Many small finance banks offer really high interest rates of up to 9 percent on their FDs. Small finance banks in India are regulated by the Reserve Bank of India. Here is a list of FD interest rates offered by Equitas Small Finance Bank, Jana Small Finance bank, Unity Small Finance bank, Suryoday Small Finance bank and Utkarsh Small Finance Bank.
Equitas Small Finance bank FD interest rates
Equitas Small Finance Bank is offering its highest interest rate of 8.50 per cent on FD maturing in 444 days.
Tenure
Interest rates for amount less than Rs 3 crores
7 – 14 days
3.50%
15 – 29 days
3.50%
30 – 45 days
4.00%
46 – 62 days
4.50%
63 – 90 days
4.50%
91 – 120 days
5.25%
121 – 180 days
5.25%
181 – 210 days
6.25%
211 – 270 days
6.25%
271 – 364 days
6.25%
1 year (365 days)
8.20%
1 year 1 day
8.00%
1 year 2 days to 443 days
8.20%
444 Days
8.50%
445 Days to 18 Months
8.20%
18 Months 1 day to 2 years
7.75%
2 years 1 day to 887 days
8.00%
888 days
8.25%
889 days to 3 years
8.00%
3 years 1 day to 4 years
7.50%
4 years 1 day to 5 years
7.25%
5 years 1 day to 10 years
7.25%
Jana Small Finance Bank FD rates
Jana Small Finance Bank is offering an interest rate of 8.50 per cent per annum on FD maturing in 365 days
Tenure
Regular FD Interest Rate (p.a.)
7-14 Days
3.00%
15-60 Days
4.25%
61-90 Days
5.00%
91-180 Days
6.50%
181-364 Days
8.00%
365 Days
8.50%
> 1 Year – 2 Year(730 Days)
8.25%
> 2 Years – 3 Years(1095 Days)
7.25%
> 3 Year – < 5 Years
7.25%
5 Years(1825 Days)
7.25%
> 5 Years – 10 Years
6.50%
Unity Small Finance Bank FD rates
Unity Small Finance Bank is offering its highest interest rate of 9 per cent per annum for the tenure of 1001 days.
Tenure
General FD Rates
7 – 14 days
4.50%
15 – 45 days
4.75%
46 – 60 days
5.75%
61 – 90 days
6.00%
91 – 164 days
6.25%
165 days – 6 Months
6.25%
> 6 Months – 201 days
8.50%
202 – 364 days
7.25%
1 Year
8.35%
1 Year 1 day
8.35%
> 1Year 1 day – 500 days
7.85%
501 days
8.75%
502 days – 18 Months
7.85%
> 18 Months – 700 days
7.90%
701 days
8.95%
702 days – 1000 days
7.90%
1001 days
9.00%
1002 days – 3 Year
8.15%
> 3 Year – 5 Year
8.15%
> 5 Year – 10 Year
7.50%
Suryoday Small Finance Bank FD rates
Investors can earn the highest interest rate of 8.65 per cent on 2 Years & 2 Days tenure FD.
Period
Interest Rate
(Per Annum)
7 days to 14 days
4.00%
15 days to 45 days
4.25%
46 days to 90 days
4.50%
91 days to 6 months
5.00%
Above 6 months to 9 months
5.50%
Above 9 months to less than 1 Year
6.00%
1 Year*
6.85%
Above 1 Year upto 15 months
8.25%
Above 15 months to 2 years
8.50%
Above 2 Years to 2 years 1 Day
8.60%
2 Years & 2 Days
8.65%
2 years 3 Days up to 3 Years
8.60%
Above 3 Years to less than 5 Years
6.75%
5 Years
8.25%
Above 5 years to 10 years
7.25%
Utkarsh Small Finance Bank FD rates
Utkarsh Small Finance Bank is offering its highest interest rate of 8.50 per cent on 1500 days FD.
Tenure
General FD Rates
7 Days to 45 Days
4.00%
46 Days to 90 Days
4.75%
91 Days to 180 Days
5.50%
181 Days to 364 Days
6.50%
365 Days to 699 Days
8.00%
700 Days to less than 2 Years
8.25%
2 Years (730 Days) to 3 Years (1095 Days)
8.77%
Above 3 Years to less than 4 Years
8.25%
4 Years (1461 Days) upto 1499 Days
7.75%
1500 Days
8.50%
1501 Days upto 5 Years (1826 Days)
7.75%
Above 5 Years to 10 Years
7.25%
Disclaimer: Interest rates are taken from respective Bank’s website.
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Up to 9% FD interest rates: Small Finance Banks like Equitas Small Finance Bank, Jana Small Finance bank, Unity Small Finance bank, Suryoday Small Finance bank and Utkarsh Small Finance bank are offering high interest rates on FD. Personal Finance Business News – Personal Finance News, Share Market News, BSE/NSE News, Stock Exchange News Today
