New Delhi: Credit cards offer convenience and flexibility, allowing users to make purchases anytime, anywhere, without the need for cash. They serve as a lifeline during emergencies, covering unexpected expenses like medical bills when funds are low or cash isn’t readily available. The State Bank of India (SBI) provides a range of benefits on its credit cards, from cashback rewards to points for purchases. If you’re interested in applying for an SBI credit card, follow these steps:
How to Apply for SBI Credit Card Online?
Visit the Official Website: Go to the State Bank of India’s official website.
Navigate to the Credit Cards Section: Click on the “Credit Cards” tab and then select “Rewards” to locate the Cashback Card.
Choose the Card: Select the SBI Cashback Card from the available options.
Apply Now: Click on “Apply Now” to start the application process.
Fill in the Application Form: Complete the online application form with required personal and financial details.
Submit the Form: Submit the form and await an instant decision on your application.
To be eligible for the SBI Cashback Credit Card, you must be a minimum of 18 years old.
Name of SBI Credit cards
As per the website of SBI, bank offers a list of 65+ best credit cards. Some of them are:
SBI Card ELITE
SBI Card PULSE
Doctor’s SBI Card (in association with IMA)
SBI Card ELITE Advantage
Doctor’s SBI Card
CASHBACK SBI Card
SBI Card PULSE
Doctor’s SBI Card (in association with IMA)
SBI Card ELITE Advantage
Doctor’s SBI Card
Documents Required to Apply for SBI Cashback Credit Card
When applying for the SBI Cashback Credit Card, you’ll need to provide the following documents:
KYC Documents: Valid identification documents such as Aadhaar, PAN card, and proof of identity.
Income Proof: Evidence of income, such as salary slips or income tax returns.
Address Proof: Proof of residence, such as a utility bill or lease agreement.
SBI Cashback Credit Card Fees and Charges
The State Bank of India Cashback Credit Card entails the following fees and charges:
Joining Fee: Rs. 499; waived on spending Rs. 2 lakh in the previous year.
Annual Fee: Rs. 499; waived on spending Rs. 2 lakh in the previous year.
Finance Charge: 3.35% per month, amounting to 40.2% per annum.
Credit cards like the SBI Cashback Card not only provide financial flexibility but also reward users for their spending, making them a valuable tool for managing day-to-day expenses and unforeseen costs.
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Steps to apply for SBI Credit Card: SBI Credit cards not only provide financial flexibility but also reward users for their spending, making them a valuable tool for managing day-to-day expenses and unforeseen costs. Personal Finance Business News – Personal Finance News, Share Market News, BSE/NSE News, Stock Exchange News Today
