New Delhi: ICICI Bank FD rates for general depositors and senior citizens can go up to 7.75 per cent depending on the tenure and the applicant category. ICICI Bank has increased FD interest rates and is offering its highest interest rate on FD maturing in 15 months to 18 months.
ICICI interest rate ranges between 3 per cent to 7.20 per cent on FDs for regular citizens. ICIC Bank offers senior citizens an additional interest rate of 50 basis points on FD rates offered to general citizens. Let’s look at different interest rates offered by ICICI Bank on different tenures.
ICICI Bank highest FD interest rate on Rs 1 lakh deposit
ICICI Bank offers the highest FD rates on deposits maturing in 15-18 months to general citizens who are offered the highest interest rate of 7.20 per cent per annum.
Senior citizens are offered an additional 0.5 per cent interest equalling 7.75 per cent per annum.
A Rs 1,00,000 FD with a 7.2 per cent interest rate over an 18-month period yields a maturity amount of Rs 1,11,298. The total interest earned on this FD is ₹11,298.
Senior citizens who invest Rs 1,00,000 in an 18-month FD will earn an interest of Rs 12,203 at 7.75 per cent interest rate.
ICICI Bank FD rates for general accountholders
ICICI Bank is offering the following interest rate on different tenures to general citizens:
From 18 months to 2 years, the interest rates stand at 7.20 per cent for General Citizens.
For 390 days to < 15 months FD tenure, the interest rates are 6.70 per cent for General Citizens
For periods maturing in 5 Years an interest rate of 7 per cent per annum is being offered to General citizens.
By opening an FD for 5 years 1 day to 10 years, investors can earn an interest rate of 6.90 per cent per annum.
Senior citizens receive an additional interest rate of 0.50% compared to the rate offered to general citizens.
Tenure
General Citizens
7 days to 14 days
3.00%
15 days to 29 days
3.00%
30 days to 45 days
3.50%
46 days to 60 days
4.25%
61 days to 90 days
4.50%
91 days to 120 days
4.75%
121 days to 150 days
4.75%
151 days to 184 days
4.75%
185 days to 210 days
5.75%
211 days to 270 days
5.75%
271 days to 289 days
6.00%
290 days to less than 1 year
6.00%
1 year to 389 days
6.70%
390 days to < 15 months
6.70%
15 months to < 18 months
7.20%
18 months to 2 years
7.20%
2 years 1 day to 3 years
7.00%
3 years 1 day to 5 years
7.00%
5 years 1 day to 10 years
6.90%
5 Years (80C FD) – Max to Rs.1.50 lac
7.00%
ICICI FD Interest Rates: ICICI Bank is offering rates as high as 7.75 per cent on certain tenures. Check ICICI Bank FD rates for general depositors and senior citizens. Personal Finance Business News – Personal Finance News, Share Market News, BSE/NSE News, Stock Exchange News Today
